Loan Specialist - West Valley, UT
- Process consumer home equity loan files; from underwriter approval through final approval in a timely, efficient and accurate manner.
- Proactive communication with branch personnel and customers to collect loan stipulations set by underwriting and provide perioidic updates.
- Use of effective multitasking and pipeline management skills to monitor assigned loans through loan closing, meeting expectations for follow-ups.
- Responsible for verifying completeness of loan files, ensuring all required documents are in the loan file and satisfactorily cleared.
- Review title documentation to ensure collateral property is free of liens and / or judgments.
- Validate collateral property is accurate and consistent in loan documentation file.
- Perform basic paystub income analysis; or provide and coordinate with underwriting tax return and other required documentation for more complex income analysis.
- Review required insurance documentation to validate adequate coverage.
- Coordinate and work with various departments and teams to resolve issues.
- Conduct pre-closing audits prior to loan closing to ensure compliance and accuracy.
- A combination of education and experience may meet job requirements.
- Basic knowledge of lending processes, loan principles, documentation and loan systems.
- Knowledge of banking process and procedures helpful.
- Must have good organizational and customer service skills.
- Must possess numeric and verbal aptitudes.
- Good research, audit and communications skills, both written and verbal.
- Ability to complete processes and meet deadlines.
- Working knowledge computer program i.e. word processing, spreadsheets or related software.
Zions Bancorporation and its affiliates and divisions (“Zions”) is an equal opportunity employer which prohibits all forms of discrimination and harassment. Zions is committed to the principle of equal employment opportunity for all employees and employment candidates and to providing a work environment free of discrimination and harassment. All employment decisions at Zions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, ethnicity, sex, sexual orientation, gender identification, age, national origin, pregnancy, veteran status, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Zions will not tolerate discrimination or harassment based on any of these characteristics. Zions encourages applicants of all ages.
It Zions’ policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, the Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.
Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at careers@zionsbancorp.com or 801/844-7628. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.